Earn More While You Save With 3.25% APY*
Boost your savings with a high-yield cash account. Bleum Wealth’s Cash Reserve helps safeguard your money during uncertain times while earning up to 8x the national average.**
Cash Reserve offered by Betterment LLC and requires a Betterment Securities brokerage account. Betterment is not a bank. FDIC insurance provided by Program Banks, subject to certain conditions.
Grow Your Savings With a High-Yield Cash Account.
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Users on Automated Investing Platforms
Your money deserves to grow as you save. With our High Yield Cash Account, you’ll earn a competitive 3.25% APY* while enjoying flexibility, security, and zero hidden fees. It’s savings that just make sense.
Why Choose Bleum’s High Yield Savings
No Fees
Say goodbye to monthly or maintenance fees — what you earn is entirely yours to keep.
$2 Million Protection
Enjoy peace of mind with FDIC insurance up to $2 million ($4 million for joint accounts) through our program banks — 8X the standard coverage.
Unlimited Withdrawals
Withdraw your money whenever you need it — no limits or restrictions on your access.
No Minimum Balance Required
Start growing your savings with as little as $10 — no need for a large balance to earn competitive interest rates.
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Grow Your Money Faster
With a high-yield cash account, every dollar you save works harder for you. Earn competitive interest rates designed to grow your money faster, all while keeping your funds secure. Whether you’re building an emergency fund or saving for your next big goal, this account gives you the tools to stay on track and maximize your savings potential.
Maximize Your Cash Today, Save for Tomorrow
Set money aside for what truly matters most to you, whether it’s building an emergency fund, planning for a big purchase, or preparing for the future. With personalized savings goals and automated tools, you’ll stay on track and make consistent progress toward achieving your financial aspirations effortlessly.
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Keep Your Money Secure While It Grows
With Cash Reserve, you can earn interest even during market fluctuations. Your funds are protected with FDIC insurance up to $2 million ($4 million for joint accounts) through our program banks, so you never have to choose between safety and growth.
Our Program Banks
Program bank list last updated as of September 16, 2024. Up to $250,000 of coverage for each insurable capacity—e.g., individual or joint—at up to eight Program Banks. Electing to exclude one or
more Program Banks from receiving deposits may lower the amount of FDIC insurance available through Cash Reserve.
Cash Reserve is for cash you intend to purchase securities with and should not be viewed as a long-term investment option.
FAQ
What is a high-yield cash account?
A high-yield cash account is a savings account that offers a competitive interest rate while providing easy access to your money, with no account fees and no minimum balance requirements.
Is my money protected in this account?
Yes, your funds are held at program banks and are eligible for FDIC insurance up to applicable limits per depositor, per bank.
Can I withdraw my money whenever I want?
Absolutely. There are no limits on withdrawals, so your money stays accessible when you need it.
Who is this account best for?
It’s a good fit for anyone looking to earn interest on cash while keeping it separate from daily spending — like for emergency funds or short-term savings goals.
