Smarter Financial Growth, Transparent Pricing.
See the true cost of saving, spending, and investing — all in one seamless platform. No hidden fees, just smarter wealth-building.
Investing
Stock and bond portfolios to help you build wealth.
1.34%
annual fee
- $0 minimum balance
- Custom portfolio options
- Advanced tax-saving tools
- Automated rebalancing
- Multiple account types
- Access to crypto
At Bleum, getting started with investing is simple and accessible — there are no monthly fees, no minimum investment amounts, and no required account balances. You can begin building your future with as little as $50. Traditionally, investment platforms may charge a base fee (for example, $4 per month) that converts to an annual percentage-based fee once certain deposit or balance thresholds are met. At Bleum, we believe in removing those barriers, so you can focus on your goals instead of hidden costs.
Cash Reserve
Grow your savings with our high-yield cash account.
No fee
- 3.25% (variable) APY*
- $0 minimum balance
- Up to $2 million FDIC insured† with program banks, subject to certain conditions
- Unlimited transfers
Cash Reserve is only available to clients of Betterment LLC, which is not a bank, and cash transfers to program banks are conducted through the clients’ brokerage accounts at Betterment Securities. For Cash Reserve (“CR”), Betterment LLC only receives compensation from our program banks; Betterment LLC and Betterment Securities do not charge fees on your CR balance.
Checking
Everyday spending with rewards and benefits.
No fee
- $0 minimum balance
- No ATM fees
- FDIC-insured up to $250K
- Earn cash back rewards
Checking accounts and the Betterment Visa Debit Card provided and issued by nbkc bank, Member FDIC. Checking made available through Betterment Financial LLC. Neither Betterment Financial LLC, nor any of their affiliates, is a bank. Learn more
Support Tailored to You
Advanced technology and an experienced team working together to help you manage your money with ease.
All-In-One Financial Dashboard
Manage and track all your accounts — including those outside Bleum wealth — from one intuitive platform.
Personalized Guidance
Receive advice tailored to your financial goals, even before you start investing, to help you make informed decisions.
Here to Help
Our Customer Support Team is here to help, available weekdays to provide the support you need.
FAQ
How much does it cost to invest with Bleum Wealth?
Investing accounts have a 1.34% annual fee or a $4 monthly base price. You’ll automatically switch to 0.25% annually when you set up $250+ in monthly deposits or reach a $20,000 balance.
Is there a minimum balance required to start investing?
Yes. You can start investing as little as $50 and increase contributions as you grow.
Are there fees for Cash Reserve or Checking accounts?
No. Cash Reserve and Checking have no fees or minimums, plus FDIC insurance and added features like cash-back rewards and a 4.00% variable APY* on Cash Reserve.
What’s included with a Bleum investing account?
Enjoy custom portfolios, automated rebalancing, tax-efficient tools, and crypto access — all designed to simplify your investing experience.
